While Australia has an excellent healthcare system, the cost of medical treatment can be very high if you don’t have health insurance. With OSHC, you can access essential medical services and support without worrying about large medical bills.
What does OSHC cover?
OSHC insurers offer a range of different OSHC plans.
Most basic OSHC policies will either fully or partially cover:
- visits to the doctor (GP)
- some hospital treatments
- emergency ambulance trips
- limited medicines
- X-rays and diagnostic imaging
- pathology – like routine and necessary blood tests.
OSHC doesn’t cover treatments such as dental, optical or physiotherapy. You can purchase OSHC extras from an OSHC provider if you want cover for these.
Remember to always have and provide your OSHC number to health services. Most OSHC insurers allow you to download a digital membership card through their website or mobile app, as a handy way to always have it on you.
Where can I buy OSHC?
There are six health insurers to choose from, these are:
Find out more about OSHC here.